Wednesday, January 9, 2013
Friday, December 28, 2012
I hope everyone had a happy holiday. I have been working on this project and have not been blogging much. I just wanted to blog briefly to let everyone know that I have not forgotten about my project. I have been looking into energy efficiency for houses, such as water use, solar, heat (pipes in the flooring) and collecting rain water for flushing and washing clothes. There's a lot out there.
Can you imagine living in brand new customized house that is mortgage free and where the utilities are minimal? Your biggest bills will be your new furnishings and modeling. How much fun is that?
So, I'm still looking for those ideas and assistance.
Have a great New Year!
Can you imagine living in brand new customized house that is mortgage free and where the utilities are minimal? Your biggest bills will be your new furnishings and modeling. How much fun is that?
So, I'm still looking for those ideas and assistance.
Have a great New Year!
Tuesday, March 27, 2012
Last year I put together a business plan to help people get homes without paying a mortgage. My hope was to assist the home building market, bypass the banks, and assist those who qualify to get a home with the help of other people.
I do not believe the basic needs have to go through such a grilling process. This process has caused so much greed and corruption that the grassroots are the ones being hurt by this process.
I take my feelings on this from what I learned growing up. I didn't want to learn it, but I had to. This learning process was called sharing. Later in life while being active with the Potawatomi Nation and other Pow Wows, we all shared our food, talent, and gifts. After a week of Pow Wow, I felt great.
So, I presented this idea to my family and they thought it was a good idea, but had some kinks in it.
I then went to work getting the kinks out and put it down as a business plan. I wanted it to get off the ground and so I went to a prominent bank and presented the plan. The bank thought that I should get a Tax ID for Texas. I left the plan with the bank and was to talk to my lawyer.
In the meantime, I got sick. I later talked to my lawyer who reminded me that my present Tax ID is a Federal ID and I do not need to get one for Texas.
Well, after reading about my idea in the bank's web pages, I went back to get my plan. They could not find the plan. That was okay, because I had the original. I just wanted to see if they would give me my plan.
Their use for my plan is a good one, but it does not show that it was an idea from the 99%.
Now, I would like to see if this would work without a bank.
Here is my basic idea which will be under the Rasheeda Hameed Foundation:
1. A person must want to help anyone who is qualified to get a home
2. A person must pledge an amount they will pay when the time comes to purchase a home.
3. Example(If the home is $300,000 and everyone pledges $5, we will wait until we get enough pledges for that home)
a. Pledgers will let me know if they are just donating or they are donating and would also like to be considered for a home.
b.
4. NONE of the money will go to me. The money will go directly to the home builders.
5. The basic qualifications are:
a. Must be employed
b. Must obtain a certificate of taking a Home Owners class
c. Must be able to take care of other expenses such as taxes, insurance, upkeep, repairs, waste, etc.
d. Must live in Texas if you want a home. (This is for my group only, since I live in Texas and I am not using any money to travel.)
e. Must sign a contract not to sell their home before 10 years.
Now, I am hoping this will be a success. If it is, then anyone anywhere can use this plan by contacting me to get permission. You can also use my database of those who would like to contribute.
I also talked to 2 lawyers about this. The first lawyer was excited and thought it was a great idea. He was not a tax lawyer and so wanted me to talk to a tax lawyer about it because I was concerned that if the person got the house, would the government tax the person. (still working on that).
I think that if the person buys the house using their original donation we can fix that, but, I have to check on that further. I want to make sure that the owner comes out worry free with this transaction.
The second lawyer did not get it at all. He thought the idea was a pyramid scheme.He even asked me to look it up. I let him know that I would not be getting any money and that the donors would not expect to get a home. I also let him know that the drawing for the home would be publicized. He continued to down rate the idea. Then I told him that _____ Bank had already used the idea, and he got very quiet. I thanked him for his time. Oh, by the way, he later let me know that he was not a tax lawyer.
I would like feedback on this.
So, what do you think? Can we get this up and going?
Ji
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Today is April 13th, yes, Friday 13th. It's a good day to remind us that banks were not in our original lives. The natives of this country did not need banks to build their homes. The original Europeans who came to build their homes escaping religious freedom relied on their friends and neighbors. We can do this too.
Recapping:
1. Let's say a house costs $50.
2. 50 people pledge $1 for a house to be built and given to a family.
3. Only 10 people want a home
4. Only 5 people qualify for the first home
5. A builder is found and shown the pledges
6. The pledges come in, the builder receives the money and the home owner receives the house.
7. It starts all over again in a city in Texas, then it spreads to more cities and more until we are a country who receives homes from our neighbors of any city, state, ethnicity, and culture.
That is my dream and it makes me think of Bruce Springsteen:
I do not believe the basic needs have to go through such a grilling process. This process has caused so much greed and corruption that the grassroots are the ones being hurt by this process.
I take my feelings on this from what I learned growing up. I didn't want to learn it, but I had to. This learning process was called sharing. Later in life while being active with the Potawatomi Nation and other Pow Wows, we all shared our food, talent, and gifts. After a week of Pow Wow, I felt great.
So, I presented this idea to my family and they thought it was a good idea, but had some kinks in it.
I then went to work getting the kinks out and put it down as a business plan. I wanted it to get off the ground and so I went to a prominent bank and presented the plan. The bank thought that I should get a Tax ID for Texas. I left the plan with the bank and was to talk to my lawyer.
In the meantime, I got sick. I later talked to my lawyer who reminded me that my present Tax ID is a Federal ID and I do not need to get one for Texas.
Well, after reading about my idea in the bank's web pages, I went back to get my plan. They could not find the plan. That was okay, because I had the original. I just wanted to see if they would give me my plan.
Their use for my plan is a good one, but it does not show that it was an idea from the 99%.
Now, I would like to see if this would work without a bank.
Here is my basic idea which will be under the Rasheeda Hameed Foundation:
1. A person must want to help anyone who is qualified to get a home
2. A person must pledge an amount they will pay when the time comes to purchase a home.
3. Example(If the home is $300,000 and everyone pledges $5, we will wait until we get enough pledges for that home)
a. Pledgers will let me know if they are just donating or they are donating and would also like to be considered for a home.
b.
4. NONE of the money will go to me. The money will go directly to the home builders.
5. The basic qualifications are:
a. Must be employed
b. Must obtain a certificate of taking a Home Owners class
c. Must be able to take care of other expenses such as taxes, insurance, upkeep, repairs, waste, etc.
d. Must live in Texas if you want a home. (This is for my group only, since I live in Texas and I am not using any money to travel.)
e. Must sign a contract not to sell their home before 10 years.
Now, I am hoping this will be a success. If it is, then anyone anywhere can use this plan by contacting me to get permission. You can also use my database of those who would like to contribute.
I also talked to 2 lawyers about this. The first lawyer was excited and thought it was a great idea. He was not a tax lawyer and so wanted me to talk to a tax lawyer about it because I was concerned that if the person got the house, would the government tax the person. (still working on that).
I think that if the person buys the house using their original donation we can fix that, but, I have to check on that further. I want to make sure that the owner comes out worry free with this transaction.
The second lawyer did not get it at all. He thought the idea was a pyramid scheme.He even asked me to look it up. I let him know that I would not be getting any money and that the donors would not expect to get a home. I also let him know that the drawing for the home would be publicized. He continued to down rate the idea. Then I told him that _____ Bank had already used the idea, and he got very quiet. I thanked him for his time. Oh, by the way, he later let me know that he was not a tax lawyer.
I would like feedback on this.
So, what do you think? Can we get this up and going?
Ji
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Today is April 13th, yes, Friday 13th. It's a good day to remind us that banks were not in our original lives. The natives of this country did not need banks to build their homes. The original Europeans who came to build their homes escaping religious freedom relied on their friends and neighbors. We can do this too.
Recapping:
1. Let's say a house costs $50.
2. 50 people pledge $1 for a house to be built and given to a family.
3. Only 10 people want a home
4. Only 5 people qualify for the first home
5. A builder is found and shown the pledges
6. The pledges come in, the builder receives the money and the home owner receives the house.
7. It starts all over again in a city in Texas, then it spreads to more cities and more until we are a country who receives homes from our neighbors of any city, state, ethnicity, and culture.
That is my dream and it makes me think of Bruce Springsteen:
Bruce Springsteen We Take Care Of Our Own Lyrics
I've been knockin' on the door that holds the throne
I've been lookin' for the map that leads me home
I've been stumblin' on good hearts turned to stone
The road of good intentions has gone dry as bone
We take care of our own
We take care of our own
Wherever this flag's flown
We take care of our own
From Chicago to New Orleans
From the muscle to the bone
From the shotgun shack to the Superdome
We yelled "help" but the cavalry stayed home
There ain't no-one hearing the bugle blown
We take care of our own
We take care of our own
Wherever this flag's flown
We take care of our own
[ Lyrics from: http://www.lyricsfreak.com/b/bruce+springsteen/we+take+care+of+our+own_20999721.html ]
Where the eyes, the eyes with the will to see
Where the hearts, that run over with mercy
Where's the love that has not forsaken me
Where's the work that set my hands, my soul free
Where's the spirit that'll reign, reign over me
Where's the promise, from sea to shining sea
Where's the promise, from sea to shining sea
Wherever this flag is flown
Wherever this flag is flown
Wherever this flag is flown
We take care of our own
We take care of our own
Wherever this flag's flown
We take care of our own
We take care of our own
We take care of our own
Wherever this flag's flown
We take care of our own
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
April 15, 2012
Happy Tax Day!
This could be a day you look forward to as a homeowner with no mortgage to pay, yet, you can use your home as a tax deduction.
Listen up, guys. I was watching TV and saw a listing. I recorded it on my DVR and took a look this afternoon. The site was called Hot on Homes (http://hotonhomes.com/). This may be a good site to look for homes for those who would like a home or those who would like to help others get a home. I'll see if I can get some more information.
I've been lookin' for the map that leads me home
I've been stumblin' on good hearts turned to stone
The road of good intentions has gone dry as bone
We take care of our own
We take care of our own
Wherever this flag's flown
We take care of our own
From Chicago to New Orleans
From the muscle to the bone
From the shotgun shack to the Superdome
We yelled "help" but the cavalry stayed home
There ain't no-one hearing the bugle blown
We take care of our own
We take care of our own
Wherever this flag's flown
We take care of our own
[ Lyrics from: http://www.lyricsfreak.com/b/bruce+springsteen/we+take+care+of+our+own_20999721.html ]
Where the eyes, the eyes with the will to see
Where the hearts, that run over with mercy
Where's the love that has not forsaken me
Where's the work that set my hands, my soul free
Where's the spirit that'll reign, reign over me
Where's the promise, from sea to shining sea
Where's the promise, from sea to shining sea
Wherever this flag is flown
Wherever this flag is flown
Wherever this flag is flown
We take care of our own
We take care of our own
Wherever this flag's flown
We take care of our own
We take care of our own
We take care of our own
Wherever this flag's flown
We take care of our own
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
April 15, 2012
Happy Tax Day!
This could be a day you look forward to as a homeowner with no mortgage to pay, yet, you can use your home as a tax deduction.
Listen up, guys. I was watching TV and saw a listing. I recorded it on my DVR and took a look this afternoon. The site was called Hot on Homes (http://hotonhomes.com/). This may be a good site to look for homes for those who would like a home or those who would like to help others get a home. I'll see if I can get some more information.
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